Cataract Surgery Costs

If you're at the point of debating surgery, cost is a valid concern. However, you should consider the cost relative to your own health and the impact cataracts have on daily activity and safety. There are payment options available. They vary by insurance and the type of replacement lens   Lens: The transparent disc behind the pupil that brings light into focus on the retina.   involved, but a few standards do apply, such as:

  • If you choose a monofocal (standard fixed focus) lens, the entire procedure is usually covered under the provincial health insurance plan.
  • If you choose a multifocal or astigmatism-correcting lens, you probably will have to pay a portion of the cost.

Here are some options you do have:

Private Insurance

Private insurance policies vary, but most cover cataract surgeries involving a conventional monofocal IOL. Many insurance companies offer patients the choice of paying the difference between a standard and specialized lens. Some people may find that the chance for full-range vision and freedom from glasses is worth the extra out-of-pocket expense for multifocal lenses like the AcrySof® IQ ReSTOR® IOL or the AcrySof® IQ Toric IOL.

Before you make any decisions, you should talk with someone at your doctor's office or primary insurance provider and confirm what is covered under your policy, so you and your doctor can select the lens that best fits your individual needs.

Doctor Payment Plans

Many eye doctors also offer you the option of paying for your surgery over time. If the idea of financing your surgery appeals to you, ask your doctor what type of payment plans he or she offers. Be sure you also understand the total cost upfront and what that includes.

Next: Cataract Surgery FAQs